Compose your own lending system

Credit Core is composable, giving you all the capabilities to support the entire lifecycle of most commercial lending products and the freedom to assemble them your way. 

Each capability operates independ  ently, and can be extended, modified and maintained without impacting the rest of the system. Connect our capabilities to essential systems and keep them running while you modernize. 

01
Onboarding & Origination

Onboarding and Origination

Reduce application and onboarding dropout with digital origination. Make smarter risk decisions, faster. Improve ‘time-to-fund’ metrics from months to days. 

Originate multi-product facilities within a master limit. Create dedicated interfaces for brokers, customers, and staff and orchestrate interactions with consistent, up-to-date information.

02
Deal Creation

Deal Creation

Improving Onboarding & Origination yields more sales and lowers the unit cost of production. But that’s only a third of the process. 

A “paper drop” at the end of Origination leaves operations staff scrambling around and increases risk. You could add more staff, but that limits your efficiency gains. 

Automating the process with our Loan & Facility Structuring module augments them.

03
Portfolio and Risk Management

Portfolio and Risk Management

The processes for managing a loan or facility overlap significantly with those for creating one, yet they’re handled in separate systems. 

Connecting and centralizing them creates new efficiencies and eliminates information gaps where risk hides. 

Automate asset monitoring, loan-to-value calculations, and collateral value updates. Trigger alerts when collateral value deteriorates, ensuring loans remain adequately secured.

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