There’s nothing cookie-cutter about structuring business credit. In fact, the ability to flex to meet customer needs is what gives you a competitive edge.
Credit Core supports virtually any credit product your team can design, from working capital lending staples to complex facilities to simple term loans.
Delight your customers and differentiate your company in a crowded marketplace.
Cash Flow Based
Invoice and Receivables Finance; Overdrafts
Asset Backed
Equipment and Vehicle Financing and Leasing Commercial Mortgages
Term Loans
>1 year
Umbrella Facility
Multi product and/or multi entity
Single Line of Credit
Equipment and Vehicle Financing and Leasing Commercial MorSpecific purpose; single borrowertgages
Asset Based Loans
Any loan using existing borrower-owned assets as collateral
Medium Term Loans
1–3 years
Long Term Loans
4–25 years
Cash flow-secured products like receivables finance, invoice finance, discounting, and overdrafts are the backbone of working capital lending. Credit Core lets you deliver them with unprecedented speed and ease in any structure.
Capture data about any type of collateral digitally. Our dynamic smart forms serve applicants the right fields for each asset type, while APIs connect to valuation data from external sources in real time. Automate collateral management with triggers and alerts for assessment events and changes to the data.
Give customers customers flexible credit to meet their changing needs–without submitting multiple applications. With all of your data together in Data Nexus and all of your product components in Credit Foundry, it’s never been easier to structure and manage umbrella facilities, lines of credit and asset-based loans.Â
Faster and cheaper is the winning combo for this all-purpose business lending staple. Digital data and processes let you serve a wider range of creditworthy customers with less paperwork and risk. Deliver credit in a few days, with an experience similar to consumer borrowing.